Finance

Summary


There is an alternative source of finance that is available to business, and quite often this can be overlooked. It is presently possible for a business to borrow at a fixed rate of one per cent above bank base for five years.

This facility is available from a Small Self Administered Scheme (SSAS), a special type of pension fund tailored to an individual business. Unlike a Self Invest Personal Pension (SIPP), a SSAS can make loans to the business connected to its members, the sponsoring employer. Company directors can therefore use their own pension savings to support their company.

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Extract


Finance

A SSAS is able to lend 50 per cent of its net value. The ...

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